The Closing Disclosure Form
Delays and Disclosures
It was weird to see so many first day of school pictures online this morning, but kids around here go back to school this week. Every time I think about this time of the year, I feel a little sick. Not only does it mean my summer break is over, but it also reminds me of the stress and expense of that enormous shopping list. Even though our school supply list is now minimal, I thought I would share some clever ideas for school savings that I’ve discovered along the way.
Bonus Savings Tip: Stay at home. I used to dread back-to-school time. New backpacks, uniforms, sneakers, lunch boxes, loads of expensive school supplies, deposits on back-to-school activities, soccer shoes, tap shoes, ballet shoes, jazz shoes, soccer uniforms, and leotards. Back-to-school could easily run over $1000 for two kids. Plus, the stress of needing to find that exact pencil case or risk being chastised by the teacher. None of that. We are starting our homeschool year next week, and back-to-school has cost me less than $50. I buy things through the year when they are on sale, find a lot of free material online, and choose products that we can use for a long time. I’ve learned to be a lot more efficient over time. I’m not really suggesting that you homeschool just to save money, but it is just one of the many benefits.
I had planned to post something about back to school savings, but you are going to have to wait until next week for that post. Last night and this morning I got engaged in conversations about the Democratic National Party’s plan to offer free tuition for community college and state universities. Bernie Sanders brought this up during his campaign and said that Wall Street will pay for free college. I guess in some ways it comes across like Trump’s plan to build a wall and have Mexico pay for it. I don’t want to get political here because that’s not the point of my blog. I want to share finance, education, and career tips with you. As a professor at a state university, however, I feel like I need to say something about why I think this plan is a terrible idea.
Did you have to pay for college? Did your parents push you to a certain school or degree?